Protect Your Family's Health Without Breaking the Bank

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It reimburses expenses for illness or injury, or pays the care provider directly.

The ideal coverage depends on your age, city, and family size. For individuals in metros, we recommend minimum Rs 5 lakh. For families, Rs 10-15 lakh is advisable. Senior citizens should consider Rs 10-25 lakh coverage.

Cashless health insurance allows you to get treatment at network hospitals without paying upfront. The insurer directly settles the bill with the hospital, so you only pay the deductible or co-payment if any.

Yes, you can buy health insurance online through platforms like AskBima. The process is quick - compare plans, get quotes, complete KYC, and pay premium. Your policy is issued within minutes.

Waiting period is the time you must wait before certain benefits become active. Initial waiting period is typically 30 days. Pre-existing disease waiting period ranges from 2-4 years depending on the insurer.