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Group Health Insurance in Gurgaon
Find the best Group health insurance in Gurgaon. Get instant quotes from top insurers with cashless facility at network hospitals across Gurgaon.
50,000+ Happy Customers
4.8/5 Rating
10,000+ Network Hospitals
98% Claim Success
200+
Hospitals in Gurgaon
₹2,500
Starting Premium/yr
50
Premium Hospitals
1+
Plans Available
Best Group Plans in Gurgaon 2026
| Plan Name | Insurer | Cover Amount | Premium | Rating | Action |
|---|---|---|---|---|---|
Group Health Insurance No underwriting
Day 1 PED coverage | ICICI Lombard | ₹3-10 Lakh | ₹2,500/employee | 4.4 | Get Quote |
Group Health Insurance
ICICI Lombard
4.4
Cover:
₹3-10 Lakh
Premium:
₹2,500/employee
No underwriting
Day 1 PED coverage
Get Free QuoteWhy Buy Group Insurance in Gurgaon?
Gurgaon is a Tier 1 city with high healthcare costs. Having adequate health insurance is essential to protect your family from unexpected medical expenses.
Healthcare Infrastructure in Gurgaon
- 200+ network hospitals for cashless claims
- 50 premium hospitals with advanced facilities
- Healthcare cost level: High
Top Network Hospitals in Gurgaon
- Medanta - The Medicity
- Fortis Memorial Research Institute
- Artemis Hospital
- Max Super Speciality Hospital
- Paras Health Gurugram
Benefits of Group Plans
- No individual medical underwriting
- Day 1 coverage for all employees
- Pre-existing diseases covered from day 1
- Maternity benefits typically included
- Lower per-person premiums
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What to Check Before Buying in Gurgaon
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Other Health Insurance in Gurgaon
Group Insurance FAQs - Gurgaon
Group health insurance is a single policy covering all employees of an organization. It provides uniform benefits to all employees regardless of age or health conditions at lower per-person cost.
Most insurers require minimum 7-20 employees for group policy. Some offer plans for groups as small as 2-5 members for startups.
Depends on the policy. Some cover only employees, others include spouse and children. Parents usually require additional premium.
Group coverage ends when employment ends. Employee can port to individual policy within 30 days of leaving, retaining waiting period credits.
Group insurance is good base but often has limits (₹3-5L). Personal super top-up enhances coverage. Personal policy ensures continuity when changing jobs.
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