Compare 2+ Plans from Top Insurers
Maternity Health Insurance
Health insurance plans with maternity benefits covering pregnancy, delivery, and newborn care expenses.
50,000+ Happy Customers
4.8/5 Rating
10,000+ Network Hospitals
98% Claim Success
50,000+ Customers
4.8/5 Rating
10,000+ Hospitals
IRDAI Licensed
10L
Recommended Cover
₹12,000
Starting Premium/yr
2+
Plans Available
10,000+
Network Hospitals
Best Maternity Plans 2026
| Plan Name | Insurer | Cover Amount | Premium | Rating | Action |
|---|---|---|---|---|---|
Care Joy 9-month wait
Newborn covered | Care Health | ₹5-20 Lakh | ₹15,000/year | 4.3 | Get Quote |
ProHealth Plus Infertility covered
High delivery limits | ManipalCigna | ₹3-75 Lakh | ₹14,000/year | 4.4 | Get Quote |
Care Joy
Care Health
4.3
Cover:
₹5-20 Lakh
Premium:
₹15,000/year
9-month wait
Newborn covered
Get Free QuoteProHealth Plus
ManipalCigna
4.4
Cover:
₹3-75 Lakh
Premium:
₹14,000/year
Infertility covered
High delivery limits
Get Free QuoteNot sure which plan is right for you?
Our experts can help you choose the perfect Maternity plan
Key Benefits of Maternity Plans
What makes these plans ideal for your needs
Normal and C-section delivery covered
Pre and post-natal expenses
Newborn coverage from day 1
Vaccination coverage for baby
Infertility treatment in some plans
Maternity Plans by City
Find plans with cashless hospitals in your city
Mumbai
500+ hospitals
Delhi
550+ hospitals
Bangalore
450+ hospitals
Hyderabad
420+ hospitals
Chennai
550+ hospitals
Kolkata
350+ hospitals
Pune
380+ hospitals
Ahmedabad
300+ hospitals
Gurgaon
200+ hospitals
Noida
150+ hospitals
Jaipur
200+ hospitals
Lucknow
180+ hospitals
Chandigarh
120+ hospitals
Indore
130+ hospitals
Nagpur
140+ hospitals
What to Check Before Buying Maternity Insurance
Use this checklist to compare plans effectively
Check each item to ensure you're choosing the right plan for your needs
Maternity Insurance FAQs
Common questions answered by our experts
Maternity insurance covers hospitalization for normal delivery and C-section, pre-natal check-ups, post-natal care, newborn baby expenses, and sometimes fertility treatments.
Maternity waiting period is typically 9 months to 4 years depending on the plan. You must buy the policy and complete waiting period before conception for coverage.
Yes, most plans have maternity sub-limits. Normal delivery: ₹25,000-₹50,000. C-section: ₹50,000-₹75,000. Some premium plans offer higher limits up to ₹1 lakh.
Yes, newborns are covered from day 1 under the mother's policy. Coverage continues for 90 days to 1 year. Baby must be added as separate member at renewal.
Not necessarily. Many comprehensive family floater plans include maternity benefits. Compare maternity sub-limits and waiting periods. Buy early due to long waiting periods.
Why Trust AskBima?
IRDAI licensed | Trusted by 50,000+ customers
50,000+
Happy Customers
4.8/5
10,000+ Reviews
10,000+
Network Hospitals
98%
Claim Success Rate
IRDAI Licensed: IRDAI/WBA/XX/2024
Ready to Get Covered?
Compare Maternity plans and get the best price in 2 minutes
100% Free | No spam calls | Expert guidance
23 people comparing plans right now