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Senior Citizen Health Insurance in Bhubaneswar
Find the best Senior Citizen health insurance in Bhubaneswar. Get instant quotes from top insurers with cashless facility at network hospitals across Bhubaneswar.
50,000+ Happy Customers
4.8/5 Rating
10,000+ Network Hospitals
98% Claim Success
75+
Hospitals in Bhubaneswar
₹15,000
Starting Premium/yr
10
Premium Hospitals
3+
Plans Available
Best Senior Citizen Plans in Bhubaneswar 2026
| Plan Name | Insurer | Cover Amount | Premium | Rating | Action |
|---|---|---|---|---|---|
Senior Citizen Red Carpet 1-year PED waiting
No check-up up to 65 | Star Health | ₹1-25 Lakh | ₹15,000/year | 4.6 | Get Quote |
Care Senior Up to 80 years
Domiciliary covered | Care Health | ₹3-10 Lakh | ₹18,000/year | 4.4 | Get Quote |
Senior First 1-year PED waiting
Optional co-pay | Niva Bupa | ₹3-25 Lakh | ₹16,500/year | 4.5 | Get Quote |
Senior Citizen Red Carpet
Star Health
4.6
Cover:
₹1-25 Lakh
Premium:
₹15,000/year
1-year PED waiting
No check-up up to 65
Get Free QuoteCare Senior
Care Health
4.4
Cover:
₹3-10 Lakh
Premium:
₹18,000/year
Up to 80 years
Domiciliary covered
Get Free QuoteSenior First
Niva Bupa
4.5
Cover:
₹3-25 Lakh
Premium:
₹16,500/year
1-year PED waiting
Optional co-pay
Get Free QuoteWhy Buy Senior Citizen Insurance in Bhubaneswar?
Bhubaneswar is a Tier 2 city with low healthcare costs. Having adequate health insurance is essential to protect your family from unexpected medical expenses.
Healthcare Infrastructure in Bhubaneswar
- 75+ network hospitals for cashless claims
- 10 premium hospitals with advanced facilities
- Healthcare cost level: Low
Top Network Hospitals in Bhubaneswar
- AIIMS Bhubaneswar
- Apollo Hospitals
- KIMS Hospital
- SUM Hospital
- Kalinga Hospital
Benefits of Senior Citizen Plans
- Entry age up to 65-80 years
- Cover for pre-existing diseases
- Domiciliary treatment covered
- No medical test up to certain age
- Annual health check-ups included
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What to Check Before Buying in Bhubaneswar
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Other Health Insurance in Bhubaneswar
Senior Citizen Insurance in Nearby Cities
Senior Citizen Insurance FAQs - Bhubaneswar
The best senior citizen health insurance depends on age, health conditions, and budget. Star Health Senior Citizen Red Carpet, Care Health Care Senior, and Niva Bupa Senior First are top-rated plans with high claim settlement ratios.
Yes, several insurers offer health insurance for people above 60. Entry age varies from 65 to 80 years depending on the insurer. Premiums are higher but coverage is available.
Yes, most senior citizen plans cover pre-existing diseases after a waiting period of 1-4 years. Some plans offer day-1 coverage with 20-30% co-payment.
Initial waiting period is typically 30 days for non-accidents. Pre-existing disease waiting period ranges from 1-4 years. Some plans offer reduced waiting periods at higher premiums.
Medical check-up requirements vary. Some plans offer coverage up to age 65 without tests. Above 65, basic health screening is usually required.
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